Member-only borrowing & lending company under Section 406.
A Nidhi Company is a class of public limited company that lends and borrows money exclusively among its members. It is governed by Section 406 of the Companies Act, 2013 and the Nidhi Rules, 2014 — no RBI license is required, but the entity must achieve 200 members and ₹20 lakh NOF within 120 days.
Senior experts, transparent pricing, and the back-and-forth done for you.
Cheapest deposit-taking model in India — members only.
No RBI license required.
Limited liability for members.
Low compliance compared to NBFCs.
A clear, predictable process from kick-off to certificate.
Securely upload KYC and supporting documents via your IVEC dashboard.
Your dedicated specialist verifies everything and flags missing items in 1 business day.
We file with the relevant authority and respond to any clarifications on your behalf.
Your final certificate / confirmation is delivered to your dashboard.
Have these handy — we'll guide you through anything else.
Quick answers — still stuck? Talk to a human in 30 minutes.
Bundle services and save with our annual compliance plans.
The most preferred structure for funded Indian startups.
Best of partnerships + limited liability protection.
Run a company solo — limited liability, single shareholder.
The simplest way to start trading under your own name.
Get matched with a dedicated expert today. Pay only when you approve the plan — no surprises, no recurring fees.
